Category: Blogs

Introduction India has millions of workers employed in the unorganized sector, including construction workers, street vendors, domestic workers, agricultural laborers, and many others. To create a national database of these workers and improve access to welfare schemes, the Government of India launched the e-Shram Portal. By registering on the portal, eligible workers receive a unique...

Introduction Owning a home is a dream for millions of families across India. To make affordable housing more accessible, the Government of India launched the Pradhan Mantri Awas Yojana (PMAY). The scheme aims to provide financial assistance and interest subsidies to eligible beneficiaries for purchasing, constructing, or improving houses. PMAY is implemented through two major...

Introduction Higher education can be expensive for many students, making financial assistance an important factor in continuing their studies. To simplify the scholarship application process, the Government of India introduced the National Scholarship Portal (NSP). The portal serves as a single online platform where students can explore, apply for, and track various scholarship schemes offered...

Introduction Planning for a daughter’s future is one of the most important financial goals for parents. Whether it is higher education or marriage, having a dedicated savings plan can provide financial security. To encourage long-term savings for the girl child, the Government of India launched the Sukanya Samriddhi Yojana (SSY) under the Beti Bachao, Beti...

Introduction Starting or expanding a small business often requires financial support. To make institutional credit accessible to micro and small businesses, the Government of India launched the Pradhan Mantri Mudra Yojana (PMMY). The scheme provides collateral-free loans to eligible non-corporate, non-farm micro and small enterprises through banks, NBFCs, and other lending institutions. Depending on the...

Introduction India is home to millions of traditional artisans and craftspeople who preserve centuries-old skills. To support these skilled workers, the Government of India introduced the PM Vishwakarma Yojana, a comprehensive welfare scheme aimed at strengthening traditional trades through financial assistance, skill development, and market support. Whether you are a carpenter, blacksmith, tailor, potter, barber,...

Introduction Healthcare expenses can place a significant financial burden on families. To improve access to quality medical treatment and reduce out-of-pocket costs, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). The scheme provides cashless health insurance coverage of up to ₹5 lakh per family per year for eligible beneficiaries...

Introduction Agriculture plays a vital role in India’s economy, and millions of farmers rely on government support to improve their livelihoods. To provide direct financial assistance to eligible farming families, the Government of India launched the PM Kisan Samman Nidhi (PM-KISAN) Scheme. Under this scheme, eligible farmers receive ₹6,000 per year, transferred directly to their...

Introduction lectricity bills are a major monthly expense for many households in India. To encourage the adoption of clean energy and reduce electricity costs, the Government of India launched the PM Surya Ghar Muft Bijli Yojana. The scheme supports households that install rooftop solar panels by providing financial assistance (subsidy). In addition to reducing electricity...